Job Description

Bankers' Bank is a growing, state-chartered financial institution with over $1.5 billion in assets committed to assisting community banks with their technological and financial service needs for over a quarter of century. In addition to specializing in providing correspondent banking products and services to community banks we also provide bank holding company loans, over line participations, leasing, secondary mortgage products, cash letter/cash management, municipal bond underwriting, investment trading, safekeeping and portfolio accounting, correspondent credit services, international services, and bank card products. Bankers' Bank has offices in Madison, WI, Des Moines, IA, Chicago, IL, Indianapolis, IN and Dublin, OH.

We are seeking a Commercial Banking professional for a Commercial Banker role in our Des Moines, IA office. This role s erves as a production-oriented lender, contacting lenders in community banks with the specific purpose of loan generation in all types of commercial lending. Identifies opportunities for other areas of the Bank and refer those opportunities to the appropriate Correspondent Banker.

Commercial Lending

• Develop individual relationships with all levels of current and prospect market community banks.
• Analyze and evaluate prospective borrowers' financial information, management quality, collateral, industry risk, and business viability. Analyze and evaluate correspondent bank's ongoing strength and stability, including capacity to fulfill any agency, administrative or fiduciary responsibilities.
• Participate and coordinate in the participation of commercial loans being sold.
• Work with the analyst team to underwrite qualified, commercial loan request according to Bank policy and risk standards.
• Evaluate loan pricing and structure relative to risk to maintain Bank standards.

Business Development

• Maintain expert level knowledge of Bank products and services in order to meet the needs of and answer questions posted by correspondent banks. This includes any Bank subsidiary products and services.
• Identify and refer additional opportunities for loan or fee-based business with correspondent banks.

Ideal candidates will possess a Bachelor's degree in accounting, finance, business administration or other related field or an equivalent combination of education and experience sufficient to perform the position functions of the job, seven or more years of progressive experience in credit analysis, credit underwriting, portfolio management and commercial lending/relationship management. Attention to detail and accuracy are essential. Experience in commercial lending compliance is strongly preferred.

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